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Sba loans explained: How SBA loan programs set terms and odds
SBA loan programs guarantee shares of lender loans under published caps: 7(a) to $5 million, 504 to $5.5 million, with 103,000 financings in fiscal 2024.
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How the supreme court works — How Supreme Court justices decide: inside the process
About 7,000 to 8,000 petitions reach the Supreme Court each Term and roughly 80 get argument; the path runs from certiorari petitions to 30-minute arguments, private conferences, and written opinions.
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How to build business credit: How a company builds its business credit file
Business credit files grow from payment records vendors report to bureaus like Dun & Bradstreet, Experian, and Equifax, then scored and read by lenders.
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Whistleblower protection laws: Whose disclosures the law protects and whose it doesn't
Federal whistleblower protection runs sector by sector, with filing windows from 30 days under the OSH Act to 180 days under Sarbanes-Oxley. The statutes decide which disclosures count.
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Small business failure rate: What survival data really says about small business
BLS survival tables show about 80 percent of new employer establishments clear year one, half clear year five, and a third reach year ten.
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What is double jeopardy: What double jeopardy protects and where it stops
The Fifth Amendment bars a second prosecution for the same crime after an acquittal or conviction, yet the Supreme Court allowed separate state and federal prosecutions in Gamble v. United States in 2019, and a hung jury can still end in retrial.
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What is the federal reserve: What the Federal Reserve can and cannot do
The Federal Reserve sets interest rates, supervises banks, and lends to banks in stress. It does not set taxes or pass the budget; Congress wrote its mandate in statute.
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What the First Amendment does and doesn't cover
The First Amendment binds government rather than private companies, per the National Archives and Cornell's Legal Information Institute, and courts treat several speech categories as unprotected.
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Electoral college explained — The electoral college: how it works and why
The electoral college elects the president through 538 electors, and 270 electoral votes decide the winner. Each state's share follows its congressional delegation under the current census.
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Why states and counties keep suing oil companies over climate claims
A New Jersey county's new lawsuit is the latest test of whether state courts can hear climate deception cases at all.