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Finastra and Veem Announce Partnership to Equip Banks With Digital AP and AR Solutions
SAN FRANCISCO - December 8, 2022 - (Newswire.com)
Veem, an accounts receivable (AR) and accounts payable (AP) network for small and medium-sized businesses (SMBs), today announced a partnership with Finastra, a global provider of financial services software applications and marketplaces, to offer business payments via a native integration with Finastra's Fusion Digital Banking Platform.
Veem's partnership with Finastra enables banks and other financial institutions to offer innovative payment services for SMBs leveraging automated electronic invoicing and bill-pay capabilities. This partnership also streamlines the accounts payable and accounts receivable processes through digitization, resulting in increased efficiencies such as time savings while improving operational performance.
Veem's AP and AR services may be accessed directly through Finastra's Fusion Digital Banking, where users can navigate seamlessly to Veem's payments network and perform their transactions.
"As the world continues to digitize and innovate like never before, it is critical that businesses have the tools they need to be efficient and react quickly to the needs of their customers," said Narendra Mistry, Chief Product Officer, Universal Banking at Finastra. "We're pleased to work with Veem to make it easier for banks to offer enhanced AP and AR services for their customers through Fusion Digital Banking."
"Financial institutions are looking for ways to help their SMB clients digitize invoicing and bill pay processes," said Marwan Forzley, CEO of Veem. "At Veem, we create digital solutions that make it really easy for SMBs to pay and get paid, both domestically and internationally."
About Veem
Founded in 2014, Veem is an accounts receivable ("AR") and accounts payable ("AP") automation provider serving small and medium-sized businesses ("SMBs"). Veem offers a wide variety of services, including invoice automation, reconciliation, approvals, and B2B payments, enabling its customers to seamlessly make and receive payments both domestically and cross-border. Veem's client base includes over 400,000 customers located in 110+ countries. Veem is supported by an impressive list of financial and strategic equity investors, including but not limited to, Kleiner Perkins, Google Ventures, REPAY and Truist Ventures.
About Finastra
Finastra is a global provider of financial software applications and marketplaces and launched the leading open platform for innovation, FusionFabric.cloud, in 2017. It serves institutions of all sizes, providing award-winning software solutions and services across Lending, Payments, Treasury & Capital Markets and Universal Banking (Retail, Digital and Commercial Banking) for banks to support direct banking relationships and grow through indirect channels, such as embedded finance and Banking as a Service. Its pioneering approach and commitment to open finance and collaboration are why it is trusted by ~8,600 institutions, including 90 of the world's top 100 banks. For more information, visit finastra.com.
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Naqui Shaikh
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Original Source: Finastra and Veem Announce Partnership to Equip Banks With Digital AP and AR Solutions
Americans Say They Can’t Afford to Move — And Can’t Afford to Stay
Americans want to be homeowners, but feel they can't afford to buy — most agree "the American dream of owning a home is dead." But they also feel that they can't afford to stay where they are — and their solutions could change the country's housing market, according to "The State of Real Estate," the latest survey from The Harris Poll Thought Leadership Practice, released today.
The survey, conducted online among a representative sample of 1,980 U.S. residents in November, provides a deep dive into how Americans — particularly young Americans — feel about all aspects of homeownership.
Most Americans dream of owning a home of their own, but feel that costs are making it impossible. Almost six out of 10 respondents (59%) are "worried I will never be able to own a home." Most (61%) said they "feel priced out" of the current real estate market — a feeling even stronger among Millennials (69%).
"People's sense of safety has been shattered by the pandemic and what we call the stacked crisis — pandemic, war, inflation, climate disasters, and more," said Libby Rodney, chief strategy officer and futurist at The Harris Poll. "Crucial to reestablishing our sense of safety is housing. As humans, we are wired to nest and ground ourselves during times of uncertainty and upheaval. This data shows that not only do people feel priced out of the market, but areas that people live, especially Millennials, are so expensive that they feel barely livable."
Notably, most respondents (62%) feel Wall Street investors are part of the reason costs are so high, a feeling even stronger among people living in cities (72%).
However, Rodney noted a finding that, on the surface, seemed contradictory: One in five people (20%) have moved to a new home since the start of the pandemic, and a fifth of Gen Z-ers (19%) and 13% of Millennials were able to buy their first homes during the pandemic, often because mortgage rates fell sharply.
Most did so because of costs — more than 60 percent said they were seeking more affordable housing or a lower cost of living. (A similar percentage said they wanted more living space, and more than a third of movers said they moved for "political reasons.")
A deeper look, though, shows that those who moved often have buyer's regret. Almost six in 10 (59%) said their move was unplanned, and almost half (44%) say they wish they hadn't.
However, Americans still hope to move — almost four in 10 (39%) plan to move to a new home within three years — and they report a wide range of reasons for wanting to do so.
Cost is the biggest concern: More than six out of 10 homeowners and renters say their housing costs have increased since the pandemic — and more than a quarter (28%) say those costs have increased tremendously. Almost half (47%) of respondents say their current area "has become so unaffordable it's barely livable."
But costs cut both ways — seven in 10 (71%) are holding off because of concerns over economic uncertainty, like interest rates, inflation or a recession.
Americans are seeking broader pastures (away from the cities)
When they do move, though, Americans are poised to shift the population of the country.
Working remotely has changed how people see the real estate market. Three-quarters (77%) of those who plan to move within three years say working remotely has expanded their options.
That has more people likely to consider suburbs (64%) and rural areas (57%) than big cities (44%) as their destination. Younger generations are more likely to make that move: More than half of Gen Z-ers and Millennials would move to suburbs and rural areas, compared to about 45% of Gen X-ers and a third of Boomers.
In fact, the poll shows that Americans are re-examining their relationship with cities.
Almost seven in 10 (69%) disagree with the statement that "you have to live in the city to be successful in life." Almost two-thirds (64%) of those planning to move say it's scary to live in a big city, because of threats like pandemics or war.
Many Americans are willing to go even farther than the suburbs: Six out of 10 (60%) would consider moving to another state, and almost four in 10 (39%) would move to another country.
Their main reasons for moving closely resemble the thinking of those who moved during the pandemic: seeking more affordable housing (72%), lower cost of living (67%), safety (66%), and increased living space (66%). And again, 34% would move for "political reasons."
They're also considering anything they can do to make housing affordable — more than half (55%) say they can't afford to live without a roommate, and more than a quarter (28%) have considered renting out their homes temporarily to make money.
In all, Rodney said, The Harris Poll for Thought Leadership survey shows Americans struggling to resolve a housing dilemma.
"One trend we are watching closely after looking through this data is how migration patterns in the U.S. will continue to play out as people prioritize suburban and rural living over cities," she said. "Americans might be questioning if the cost of living in a city is worth it, especially when many have figured out how to create opportunities and success for themselves in the last two-and-a-half years virtually."
The Harris Poll for Thought Leadership's "State of Real Estate" survey is available at this link.
About The State of Real Estate Survey
This survey was conducted online within the U.S. by The Harris Poll from Nov. 11-13, 2022, among a nationally representative sample of 1,980 U.S. adults. This research includes 1,296 homeowners and 615 renters, as well as 194 Gen Z (ages 18-24), 613 Millennials (ages 25-40), 485 Gen X (ages 41-56), and 688 Boomers (ages 57 and older).
About Harris Poll Thought Leadership Practice
Building on 50+ years of experience pulsing societal opinion, we design research that is credible, creative, and culturally relevant. Our practice drives thought leadership and unearths trends for today's biggest brands. We are focused on helping our clients get ahead of what's next.
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Madeleine Moench
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Original Source: Americans Say They Can't Afford to Move — And Can't Afford to Stay
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Physicians for Informed Consent Sues State of California, Argues That Doctor Censorship Bill AB...
Physicians for Informed Consent (PIC), an educational nonprofit organization focused on science and statistics, has filed a First Amendment free speech lawsuit (2:22-cv-02147) in the United States District Court for the Eastern District of California, and request for preliminary injunction, against the State of California and Osteopathic Medical Board of California in order to protect the free speech of all physicians in California.
The Plaintiffs are PIC and one of its founding members, physician LeTrinh Hoang, D.O., together with Children's Health Defense, California Chapter. The legal team managing the case are Rick Jaffe, Robert F. Kennedy Jr., and Mary Holland.
The lawsuit argues that the State has weaponized the vague phrase "misinformation," thereby unconstitutionally targeting physicians who publicly disagree with the government's public health edicts on COVID-19.
Expert cardiologist and PIC member Sanjay Verma, M.D., has been tracking and cataloging CDC errors in real time. For the case, he has provided what he calls "a detailed declaration exposing the government's scientific errors and the constitutional dangers of censoring dissent":
"To demonstrate these points of vagueness and the general unsuitability of using 'contemporary scientific consensus' as a disciplinary criterion, I have prepared a detailed overview of public health response to the pandemic broken down into categories such as Masks and Vaccines (transmission, safety, efficacy of natural immunity). I have also included evidence of what [I testify] would be considered misinformation promulgated by the CDC as well as its withholding of information which led to the then 'contemporary scientific consensus' eventually being proven wrong."
PIC President Shira Miller, M.D., was active in opposing AB 2098 while it was navigating the California legislative process, and has led the effort to bring the instant lawsuit. Opposing the bill, she wrote, "Public health is not achieved, and scientific knowledge does not progress, by censoring dissenting physicians and surgeons or anyone else. AB 2098 is anti-doctor, anti-public health, anti-science, and anti-free speech."
The scheduled hearing on PIC's motion for preliminary injunction is Jan. 17, 2023. PIC has requested the District Court issue a preliminary injunction that "AB 2098 is unconstitutional on its face." The Complaint also requests the Court "issue a declaratory judgement that PIC and CHD patient members have a privacy right in their prescriptions for any off-label FDA approved medication" such as ivermectin and hydroxychloroquine.
Physicians for Informed Consent is a 501(c)(3) tax-exempt nonprofit educational organization supported only by the generous contributions of our members and supporters. Click here to make a contribution.
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Original Source: Physicians for Informed Consent Sues State of California, Argues That Doctor Censorship Bill AB 2098 Violates the U.S. Constitution
Flynet Offers Free Latency Support Package for Everyone Considering Mainframe Cloud Migration
CAMBRIDGE, England - December 7, 2022 - (Newswire.com)
Interest in cloud migration and mainframe modernization has never been so high, with the recent Advanced mainframe report showing 90% of organizations have modernized their mainframe workloads in some way since the start of the pandemic, compared to just 11% in the survey before. This modernization is being driven by two main factors: security and cloud migration. However, this transition is not without risks, and mainframe latency is a major one. Flynet helps companies avoid common pitfalls by offering a free expert assessment.
While full-scale migration may not be realistic, or indeed desirable for the majority of organizations that are running mainframe applications, most are considering migrating at least some of their mainframe workload. When considering a migration, the two things that organizations need to prioritise are the very things that made the mainframe such an attractive option in the first place - security and performance. Mainframes were built to handle high-transaction volumes at speed, hence their prevalence in the finance, retail and public sectors. Migrating to the cloud can often introduce significant and compound latency issues that are frequently overlooked by system owners that purely focus on the migration of the workload to the cloud.
Whilst the cloud undoubtedly has many advantages, it will be hard to claim a migration a success if user productivity and satisfaction takes a hit. The architecture of the entire solution needs to be carefully planned to minimize latency at all points, for example, choosing a specifically engineered, cloud-hosted web-based terminal emulator as an access method is one of many steps an organization can take to reduce potential latency and frequently dropped connections. By contrast, any organization hoping to migrate to the cloud while retaining their traditional thick-client emulator is very likely to introduce performance and reliability issues that will anger users and introduce productivity losses that impact the ROI and efficiency of the migration.
This is one of many examples of the potential pitfalls with cloud migration - Flynet is currently offering a free Cloud migration access assessment to any mainframe users undertaking or considering their cloud journey.
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Rhiannon Dakin
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Original Source: Flynet Offers Free Latency Support Package for Everyone Considering Mainframe Cloud Migration